Our
Difference
The real difference lies in being confident the person you're dealing with has YOUR best interests at heart rather than their own.
Bank employees have budgets to achieve, mortgage brokers have overheads to pay for and many also have earnings targets set for them. Everyone has an agenda and it’s important to ensure that theirs doesn’t conflict with yours!
No bank or broker can honestly claim they will always get you the lowest interest rate or the best deal, but they can draw on experience to ensure you have all that is required to make an informed decision. For example, buying a property isn’t difficult, but buying the RIGHT property is not so easy, and using a broker who’s prepared to tell you what you NEED to know is more valuable than someone who simply agrees with you.
Here is a quick checklist based on what we know is important to our clients:
• Spending time getting to know your financial and personal objectives
• Managing risk
• Access to detailed loan comparison software
• Offering clear and concise eligibility requirements
• Ensuring valuations are fully disclosed and independent
• Drawing on experience to assist with property and loan selection
• Updates on new products, rates and financial markets in general
• Being unemotional, pragmatic and using facts to frame solutions
• Having ideas and suggestions for short, medium and long term planning
• Access to fully qualified and licensed financial planners
Our business is 100% referral based...
This means we don’t have high advertising overheads or need expensive street-front offices. More importantly it also means we have grown solely through repeat business and word of mouth. Our success is due to our determination to always put our clients interests first.